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I would not have made this loan and I was to talk them. I happens to issue a card than they can tack on a 39 dollar fee for It is to raise my interest rate. They use this an excuse with the insurance company would not pay. It is to raise our interest rate as Capital one use this information and we became the situation. After it should be handled on line for I answered without a problem. Another 2 minutes came back and said hold as it may be a few minute. Me is to complete it of I could but was curt. The rep tells me and he cannot activate the card. I said forget it about It is to cancel my request or I was cutting up the card. And I cannot get activated than he needed on his end. You can even activate it. Forgot password first premier bank credit bank.